/* ===== EuroFiducia Extras — Market Ticker, Regulatory Banner, Cookie Consent, etc. ===== */

/* ===== MARKET TICKER ===== */
.market-ticker {
  background: var(--brand-navy, #0A1A3F);
  color: #fff;
  padding: 8px 0;
  overflow: hidden;
  white-space: nowrap;
  position: relative;
  border-bottom: 1px solid rgba(255,255,255,0.1);
  font-size: 0.82rem;
  z-index: 900;
}
.market-ticker::before {
  content: 'LIVE';
  display: inline-block;
  background: #e53935;
  color: #fff;
  font-size: 0.65rem;
  font-weight: 700;
  padding: 2px 6px;
  border-radius: 3px;
  margin: 0 10px 0 12px;
  vertical-align: middle;
  animation: livePulse 2s infinite;
}
@keyframes livePulse { 0%,100%{opacity:1;} 50%{opacity:0.4;} }
.ticker-track {
  display: inline-block;
  animation: tickerScroll 60s linear infinite;
  padding-left: 100%;
}
.ticker-track:hover { animation-play-state: paused; }
@keyframes tickerScroll { 0%{transform:translateX(0);} 100%{transform:translateX(-100%);} }
.ticker-item {
  display: inline-block;
  margin: 0 24px;
  font-weight: 500;
}
.ticker-item .tkr-name { color: rgba(255,255,255,0.7); margin-right: 6px; }
.ticker-item .tkr-val { font-weight: 700; }
.ticker-item .tkr-chg.up { color: #4CAF50; }
.ticker-item .tkr-chg.down { color: #EF5350; }
.ticker-item .tkr-chg::before { font-size: 0.7rem; }
.ticker-item .tkr-chg.up::before { content: '▲ '; }
.ticker-item .tkr-chg.down::before { content: '▼ '; }

/* ===== REGULATORY BANNER (footer) ===== */
.regulatory-banner {
  background: var(--bg-alt, #f4f6f9);
  border-top: 2px solid var(--brand-blue, #0055A4);
  padding: 20px 0;
  text-align: center;
  font-size: 0.78rem;
  color: var(--text-muted, #6b7280);
}
.regulatory-banner .reg-badges {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 12px;
  margin-bottom: 10px;
}
.regulatory-banner .reg-badge {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  background: #fff;
  border: 1px solid var(--border, #e0e0e0);
  border-radius: 6px;
  padding: 6px 12px;
  font-weight: 600;
  color: var(--brand-navy, #0A1A3F);
  font-size: 0.75rem;
}
.regulatory-banner .reg-badge .reg-icon { font-size: 1rem; }
.regulatory-banner p { margin: 6px 0 0; line-height: 1.5; }

/* ===== COOKIE CONSENT ===== */
.cookie-consent {
  position: fixed;
  bottom: 0;
  left: 0;
  right: 0;
  background: var(--brand-navy, #0A1A3F);
  color: #fff;
  padding: 16px 24px;
  z-index: 9999;
  display: none;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  box-shadow: 0 -4px 20px rgba(0,0,0,0.3);
  flex-wrap: wrap;
}
.cookie-consent.show { display: flex; }
.cookie-consent .cookie-text { font-size: 0.85rem; line-height: 1.5; flex: 1; min-width: 250px; }
.cookie-consent .cookie-text a { color: #64B5F6; text-decoration: underline; }
.cookie-consent .cookie-actions { display: flex; gap: 10px; flex-shrink: 0; }
.cookie-consent .cookie-btn {
  padding: 8px 20px;
  border-radius: 6px;
  font-size: 0.85rem;
  font-weight: 600;
  border: none;
  cursor: pointer;
  transition: opacity 0.2s;
}
.cookie-consent .cookie-btn:hover { opacity: 0.85; }
.cookie-consent .cookie-btn.accept { background: var(--brand-green, #008C45); color: #fff; }
.cookie-consent .cookie-btn.decline { background: transparent; color: #fff; border: 1px solid rgba(255,255,255,0.4); }

/* ===== SHARED SECTION HEADERS ===== */
.section-header {
  text-align: center;
  max-width: 700px;
  margin: 0 auto 40px;
}
.section-header h2 {
  font-size: 2rem;
  color: var(--brand-navy, #0A1A3F);
  margin: 0 0 12px;
}
.section-header p {
  font-size: 1rem;
  color: var(--text-muted, #6b7280);
  line-height: 1.6;
  margin: 0;
}

/* ===== HOW IT WORKS STEPS ===== */
.how-it-works {
  padding: 60px 0;
  background: var(--bg-alt, #f4f6f9);
}
.how-steps-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 24px;
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 20px;
}
.how-step {
  text-align: center;
  position: relative;
}
.how-step .step-number {
  width: 56px;
  height: 56px;
  border-radius: 50%;
  background: var(--grad-navy, linear-gradient(135deg, #0055A4, #0A1A3F));
  color: #fff;
  font-size: 1.5rem;
  font-weight: 700;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 16px;
  box-shadow: 0 4px 12px rgba(0,85,164,0.3);
}
.how-step h4 { color: var(--brand-navy, #0A1A3F); margin: 0 0 8px; font-size: 1.1rem; }
.how-step p { color: var(--text-muted, #6b7280); font-size: 0.9rem; line-height: 1.6; margin: 0; }

/* ===== SECURITY / FUND PROTECTION CARDS ===== */
.security-section { padding: 60px 0; }
.security-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
  gap: 24px;
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 20px;
}
.security-card {
  background: #fff;
  border: 1px solid var(--border, #e0e0e0);
  border-radius: 12px;
  padding: 28px 24px;
  text-align: center;
  transition: transform 0.2s, box-shadow 0.2s;
}
.security-card:hover {
  transform: translateY(-4px);
  box-shadow: 0 8px 24px rgba(0,0,0,0.08);
}
.security-card .sec-icon {
  font-size: 2.5rem;
  margin-bottom: 16px;
  display: block;
}
.security-card h4 { color: var(--brand-navy, #0A1A3F); margin: 0 0 10px; }
.security-card p { color: var(--text-muted, #6b7280); font-size: 0.88rem; line-height: 1.6; margin: 0; }

/* ===== TESTIMONIALS ===== */
.testimonials-section {
  padding: 60px 0;
  background: var(--bg-alt, #f4f6f9);
}
.testimonials-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 24px;
  max-width: 1100px;
  margin: 0 auto;
  padding: 0 20px;
}
.testimonial-card {
  background: #fff;
  border-radius: 12px;
  padding: 28px;
  border: 1px solid var(--border, #e0e0e0);
  position: relative;
}
.testimonial-card .quote-mark {
  font-size: 3rem;
  color: var(--brand-blue, #0055A4);
  opacity: 0.15;
  position: absolute;
  top: 10px;
  right: 16px;
  line-height: 1;
}
.testimonial-card .stars { color: #FFB300; font-size: 1rem; margin-bottom: 12px; }
.testimonial-card .testimonial-text { font-size: 0.92rem; line-height: 1.7; color: #333; margin: 0 0 16px; }
.testimonial-card .testimonial-author { display: flex; align-items: center; gap: 12px; }
.testimonial-card .author-avatar {
  width: 44px; height: 44px; border-radius: 50%;
  background: var(--grad-navy, linear-gradient(135deg, #0055A4, #0A1A3F));
  color: #fff; display: flex; align-items: center; justify-content: center;
  font-weight: 700; font-size: 1.1rem;
}
.testimonial-card .author-info strong { display: block; color: var(--brand-navy, #0A1A3F); font-size: 0.9rem; }
.testimonial-card .author-info span { color: var(--text-muted, #6b7280); font-size: 0.8rem; }

@media (max-width: 600px) {
  .market-ticker { font-size: 0.72rem; }
  .section-header h2 { font-size: 1.5rem; }
  .cookie-consent { flex-direction: column; text-align: center; }
  .cookie-consent .cookie-actions { width: 100%; justify-content: center; }
}

/* ===== TRUST BAR (under navbar) ===== */
.trust-bar {
  background: #0d2550;
  border-bottom: 1px solid rgba(255,255,255,0.08);
  padding: 8px 0;
  font-size: 0.78rem;
}
.trust-bar-inner {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 8px 28px;
  align-items: center;
}
.trust-item {
  color: rgba(255,255,255,0.75);
  font-weight: 500;
  display: inline-flex;
  align-items: center;
  gap: 6px;
  white-space: nowrap;
}
.trust-item .trust-ico { font-size: 0.9rem; }

/* ===== COUNT-UP STATS ===== */
.hero-stat .num { font-variant-numeric: tabular-nums; }

/* ===== PRESS / AS-FEATURED STRIP ===== */
.press-strip {
  padding: 28px 0;
  border-top: 1px solid var(--border, #e0e0e0);
  border-bottom: 1px solid var(--border, #e0e0e0);
  background: #fff;
}
.press-strip .press-label {
  text-align: center;
  font-size: 0.72rem;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--text-muted, #6b7280);
  margin-bottom: 16px;
  font-weight: 600;
}
.press-strip .press-logos {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  align-items: center;
  gap: 18px 48px;
  opacity: 0.55;
}
.press-strip .press-logo {
  font-family: Georgia, 'Times New Roman', serif;
  font-size: 1.15rem;
  font-weight: 700;
  color: var(--brand-navy, #0A1A3F);
  letter-spacing: 0.02em;
  white-space: nowrap;
}
.press-strip .press-logo.serif { font-style: italic; }

/* ===== FAQ ACCORDION ===== */
.faq-section { padding: 64px 0; background: var(--bg-alt, #f4f6f9); }
.faq-list { max-width: 780px; margin: 0 auto; padding: 0 20px; }
.faq-item {
  background: #fff;
  border: 1px solid var(--border, #e0e0e0);
  border-radius: 10px;
  margin-bottom: 12px;
  overflow: hidden;
}
.faq-item .faq-q {
  width: 100%;
  text-align: left;
  background: none;
  border: none;
  cursor: pointer;
  padding: 18px 22px;
  font-size: 1rem;
  font-weight: 600;
  color: var(--brand-navy, #0A1A3F);
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 12px;
}
.faq-item .faq-q .faq-chevron { transition: transform 0.25s; color: var(--brand-blue, #0055A4); font-size: 0.85rem; flex-shrink: 0; }
.faq-item.open .faq-q .faq-chevron { transform: rotate(180deg); }
.faq-item .faq-a {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.3s ease;
}
.faq-item.open .faq-a { max-height: 400px; }
.faq-item .faq-a p {
  padding: 0 22px 18px;
  margin: 0;
  color: var(--text-muted, #6b7280);
  font-size: 0.92rem;
  line-height: 1.7;
}

/* ===== COMPARISON TABLE ===== */
.compare-section { padding: 64px 0; }
.compare-wrap { max-width: 900px; margin: 0 auto; padding: 0 20px; overflow-x: auto; }
.compare-table {
  width: 100%;
  border-collapse: separate;
  border-spacing: 0;
  background: #fff;
  border-radius: 12px;
  overflow: hidden;
  border: 1px solid var(--border, #e0e0e0);
  font-size: 0.9rem;
}
.compare-table th, .compare-table td {
  padding: 14px 18px;
  text-align: center;
  border-bottom: 1px solid var(--border, #e0e0e0);
}
.compare-table th {
  background: var(--brand-navy, #0A1A3F);
  color: #fff;
  font-weight: 600;
}
.compare-table th:first-child { text-align: left; }
.compare-table td:first-child {
  text-align: left;
  font-weight: 600;
  color: var(--brand-navy, #0A1A3F);
}
.compare-table td.yes { color: var(--brand-green, #008C45); font-weight: 700; }
.compare-table td.no { color: #c62828; font-weight: 600; }
.compare-table tr:last-child td { border-bottom: none; }
.compare-table tr:nth-child(even) td { background: rgba(0,85,164,0.03); }
.compare-table .col-us { background: rgba(92,200,143,0.08); }

@media (max-width: 600px) {
  .trust-bar-inner { gap: 6px 16px; font-size: 0.72rem; }
  .press-strip .press-logos { gap: 12px 24px; }
  .compare-table { font-size: 0.8rem; }
  .compare-table th, .compare-table td { padding: 10px 10px; }
}